January is over but it is a good time to review your bank accounts and decide what you want to save for in 2024. It’s not too late to start saving. You are not behind. But you have to start planning now so you can accomplish your goals. Sinking funds are a great way to […] Read more…

My goal for 2020 was to pay off my car but that went out the window when we went into lockdown in March because of the virus. I shifted and decided to put most of my extra money into my savings account to have more money in my emergency fund. I had about $4000 in […] Read more…