There are so many methods you can use to do your budget. You can do it by needs vs wants, zero-based budget, monthly budget, 50/30/20 budget, paycheck budget, and many more. Also, you can combine methods. I use a zero-based budget and paycheck budget. With so many different budgeting methods make sure you use what […] Read more…
The holiday season is around the corner. Christmas is actually 4 months away. Depending on where you are, summer is coming to an end and pumpkin season is here. Soon we’ll be sipping on hot chocolate and celebrating with the family around the Christmas tree. Are you thinking, I have not saved anything for Christmas. […] Read more…
Christmas is around the corner, less than 70 days away. It’s the most wonderful time of the year. I love decorating my house and having family over. Spending time with family also brings, good food to eat. I love me some desserts. The holidays can bring some stress for people if you didn’t budget throughout […] Read more…
Budgeting and paying off debt can feel restrictive. You feel like you can’t go anywhere because you are so focused on not spending money so you can pay off debt. Being debt free is a journey and you must budget fun in, or you will drive yourself crazy and quit. You don’t have to spend […] Read more…